Finance Problem/Solution: Viral TikTok Examples

Субтитры сделал DimaTorzok

FAFSA opens October 1st, but just filling it out isn't enough. Here are three strategic moves to maximize your financial aid package. Tip number one, file as close to October 1st as possible. Aid is often first come, first serve, so it's imperative that you fill it out within the first 72 hours. Tip number two is understanding the difference between student assets and parent assets. Depending on how much money you make, this can drastically change your expected financial contributions. Tip number three is never leave a field blank. Make sure to always use zero or not applicable instead. What I do is after reading my application, have Cluey look it over to make sure. drastically change your expected financial contributions. Tip number three is never leave a field blank. Make sure to always use zero or not applicable instead. What I do is after reading my application, have Cluelay look it over to make sure I didn't miss anything. If you don't know what something is, you can have it explained to you as well. It's as easy as clicking ask a question and then submit. Don't just complete the FAFSA, optimize it. Use Cluelay to be early, strategic, and accurate.

If it's less than an hour, I will get personal finance for dunks. Okay, how much is it? $30. $123. I'm too smart. If the I long for books mark is less than 15 minutes, I will get it. How much is it? Nine. Oh, $25 for that? If it's less than an hour of work, I will buy the unreliable narrative. Okay, how much is it? 20. 55 minutes.

I need your help. I'm looking for people who are broke and struggling and who are tired of broke and struggling. If that's you, you're going to want to like, save and share this video and comment me so we can connect. Because I have the simplest side hustle for you that pays you passive residual income for life.

If you ever had a firm, stop what you're doing and listen up because they're being sued. In 2024, there was a huge data breach with Evolve Bank that exposed bank account numbers and social security numbers. And now there is a $12 million settlement that you could be entitled to part of. I saw this one pop up on my settlement app. And while it's not open to claim just yet, make sure to like and save this to remind you to come back and file once it is. Also, if you know anyone that has had an Evolve or an Affirm account, share this with them to let them know that they could be entitled to a piece of $12 million. And as always, thank you know anyone that has had an Evolve or an Affirm account, share this with them to let them know that they could be entitled to a piece of $12 million. And as always, follow along and I'm going to keep you updated on all of the class action lawsuits to make sure that you are getting the money you deserve.

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Couples who both work and keep separate bank accounts from checking accounts to savings accounts to credit cards are contributing equally to the relationship and using Venmo or Zelle or Splitwise or Cash App or Excel or any other tools. You are in group number five.

Thank you.

If it's less than five minutes of work, I'll get the little nerdy planter. The little cutie? How much is he? Three dollars. Three? Eight minutes. If they're less than nine minutes of work, I will get the pink crock-offs. The crock-offs. How much are they? Four seventy-five. Four seventy-five. Thirteen minutes. If it's less than nine minutes of work, I'll get the giant lollipop full of lollipops. Okay. 13 minutes. If it's less than 9 minutes of work, I'll get the giant lollipop full of lollipops. Okay. How much is it? $2.25. 6 minutes? La la la la la.

Gmail is being sued. So if you have a Gmail account, you're gonna wanna hear this. Gmail has found themselves in a huge lawsuit and now they owe us $425 million. This lawsuit is all about Google taking our data and selling it to third parties. Even if you had your cookies off, you were still being tracked. Google tried to deny it, but the jury did not fall for it. And now they owe us this massive chunk of money. And you might be thinking, everybody has a Gmail account. I'm not going to get anything out of this. Well, 98 million Americans qualify for this lawsuit, but not all of them will file. In fact, a very small percentage actually file, which means the payouts on this lawsuit could be huge. This one's showing up as coming soon in my SettleMate app. So I'm going to keep my eye on it for you guys. Let me know if you have any questions and as always come back for more class action news.

Gmail is being sued, so if you have a Gmail account, you're going to want to hear this. Gmail has found themselves in a huge lawsuit, and now they owe us $425 million. This is all about Google taking our data and giving it to third parties. So even if you had your cookies off, you were still being tracked. Google tried to deny it, but the jury did not agree, so they still owe us this giant chunk of money. You might be thinking, everybody has a Gmail account. Like how many people are going to file for this? Not everybody files. In fact, 98 million Americans are eligible for this. And I'm sure even half of those people won't apply, which means if you do file, you're gonna get a pretty decent check out of this. This one's showing up as coming soon in my SettleMate app. So I will keep you guys posted. Let me know if you have any questions and as always, come back for more class action news.

If you are a Prime member, then you are going to want to hear this, so stop scrolling and listen up. Amazon just settled in a huge class action lawsuit to the tune of $2.5 billion because allegedly they were overcharging their customers for their Prime membership. So here's how it's going to work. If you had a Prime membership during the time frame covered in this lawsuit, then you could be eligible for a refund and then some. So make sure to like and save this video to remind you to file and claim this cash. And if you know anyone with an Amazon Prime membership, share this with them because they are going to want to hear this. This is ready to file and claim. You bet I'm going to be using my SettleMate app because it literally makes it so easy for me to file and claim every class action lawsuit I'm eligible for. But don't y'all worry, I'm going to be keeping you up to date on this so make sure to follow along because this 2.5 billion dollar payout is going to be huge

I have a $150 credit card that I need to pay tomorrow. So let's go do some Instacart shops together and see how much we can make. I got my first order from the house. It was $61 and it's only one shop here at the Smith. So let's go do it. All right, we got another buy one, get one. So we're going to get two. Let's pick three of these. Okay, two of these. This one. Two of these. And a barbecue bake. And a little bit of white. Okay. Okay, we're almost done. This one, this can't be great. Okay. Man, I love when the produce is all next to each other. They had no red egg in this, so we got a shallots. Okay, last item. All right, here's the order. Took about 27 minutes, so let's check out. All right, 11 minutes to delivery. All right, successful delivery in under an hour. Got that order done. Got $61. Let's see what else we can find. This might be a bad idea, but I saw a $41 order for Five and Below and Smith's. There's only like three items at Five and Below. It's all candy and then like 38 items at Smith's. We're gonna miss Costco opening time but let's just see if it works in our favor. We just got to Five and Below. Three items, all candy. Let's do it. Okay we need one of these Zagnut bars. Don't know what the heck that is but We also want seven chunkies, which I just found. Four, five, six, seven. Let's check out. I forgot about the timer, but I don't think it took longer than five minutes. Let's head to Smith's. We made it to Smith's. Let's see how fast we can get this done. I need a mini watermelon. Okay, they want the Meyer lemon hummus. Ooh, they don't have it. I found it. I wanna pickled onions, jalapeno peppers, red puff marshmallows. I feel s'mores coming on. Want these. Yep, s'mores are definitely happening. Seltzer water is always hard for me cuz most of the time they're sold out of it. So, let's see peach waterloo and they have it a couple items left all right then they went three packs

Never buy a house on more than a 15-year mortgage. Okay, I'm gonna say it. Dave Ramsey is wrong. In the year 2025, the average house on the market is $350,000. That means your monthly mortgage payment, assuming perfect credit, the four insurance, utilities, and maintenance will be just under $3,000 on a 15-year loan. That's not terrible, but Dave also mentions this. And never buy a house where the payment is more than a fourth of your take-home pay. Your take-home pay is your pay after taxes, which means to buy the average house in America, you need to earn $12,000 a month after taxes, which turns out to be around $190,000 per year. So according to Dave Ramsey, to buy the average house in America, you'd need to be in the top 6% of earners. Now I can already hear you writing the comments saying the house is too expensive. I'm not using household income, whatever. So Let's just go with the average house in the cheapest state in the United States, Mississippi. The average Mississippi home goes for $180,000, making your 15-year monthly mortgage payment around $1,600. Again, assuming perfect credit, no utilities, insurance, or maintenance. That puts your take-home pay at $6,400 per month or an annual salary of $95,000. Even if you're in the median household income of $80,000 per year, you would not be able to afford to live in the median household income of $80,000 per year, you would not be able to afford to live in the cheapest state in the country if you follow Dave Ramsey's advice for buying a home.

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30 minutes for $7,000? I just got my hospital bill back for how much it costs for me to have Landon, and I'm going to have my husband blind react to all the prices of these things. The non-stress test, that was $1,400. I don't even remember what that was. To make sure the baby's okay. Oh, did you follow? $1,400. To be put in the OB emergency level for, like, unit. How much did that cost? I was like $1,932. What? To be in the postpartum unit that cost two thousand three to eight dollars just to be there before anything else to have a not c-section birth it was two thousand eight hundred and fifteen dollars you have to pay to have your own child yes epidural that was $9,555. I think you can handle the pain next time. To be in the labor room, additional time. I don't even know what that means. Maybe it's because I almost passed out. Oh, man. $7,230. No. Did you know that? No. It says 30 minutes extra. 30 minutes for $7,000? I don't know that. I didn't look through this. The recovery room, 30 minutes extra, $2,060. And for the first hour, $1,672. What? For me to get a urine drug screen, it was $824. Okay. I could have told them you were on drugs. For my amniotic fluid, just to make sure that my water did break,43 so in total for me to have landon 43 000 and that is crazy that's ridiculous that's like a brand new car the fact that that's how much it costs just to bring a baby into the world is absolutely insane luckily we do have insurance but it should not be that expensive so are you gonna do a home birth

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The difference between a Roth IRA and a 401k, but explained like you're five. Which one should you set up? A 401k or a Roth IRA? 401k is basically a retirement account that your job sets up. Most of the time, they'll give you free money by matching whatever you put into your 401k. A Roth IRA is something that you set up by yourself through a brokerage. So whether it's Fidelity or Charles Schwab. I like to use Fidelity. So what are the biggest differences between the two? The huge difference? Taxes. If you have $100K in a Roth IRA, you get to keep that $100K. If you have $100K in a Roth IRA, you get to keep that $100K. If you have $100K in your 401K, you probably only get to keep $76,000 to $78,000 of that. Here's why. With a Roth IRA, since you set it up yourself and you're managing it yourself, you're normally putting your own money that's already been taxed into that account. So for them to tax you twice, it's not really fair. So whatever money that you put into your Roth IRA, you get to keep all of that money. This is a 401k, it's pre-tax money. So what you made grossly that money is being put into that account meaning it has not been taxed on yet so you basically pay the taxes on your 401k later and we call that tax deferred another big difference is the limits and flexibility the roth ira there's a limit as to how much you can put into your account each year because the government is smart and they know that this is a really big advantage if you have a tax-free account. If you're 50 years of age or below that, you get to put $7,000 in your Roth IRA each year. If you're over 50 years old, you get special privileges and you do get to put a little bit more than $7,000. But with the Roth IRA, you have more flexibility as to what things you want to invest in. As a 401k, there's really no limit as to how much money you can put in there, but you are stuck with your employer's plan, which means you probably don't have You have more flexibility as to what things you want to invest in. As a 401k, there's really no limit as to how much money you can put in there, but you are stuck with your employer's plan, which means you probably don't have a lot of flexibility when it comes to what you want to invest in. Now let's do a simple recap. Roth IRA. You pay taxes now, you retire tax-free. There's a yearly cap as to how much you can put into your Roth IRA, but you have a lot more flexibility when it comes to investments 401k you save on taxes now but you pay them later you have a lot of flexibility when it comes to how much money you want to put in that account but you pay them later you have a lot of flexibility when it comes to how much money you want to put in that account but you are limited to your company's plan but this really begs the question as to which retirement account should you open the correct answer is open them both 401k you're literally being handed free money by your employer so you might as well just take it with the roth ira it's also one of the smartest moves that you can make because that's also tax-free money. let me know down below if I've convinced you to get both retirement accounts.

Into your heart.

So Alexa is being sued. So if you have an Alexa device anywhere in your home, listen up because this is literally insane. Amazon is being sued right now because the Alexa device has been listening to our conversations and even potentially recording them. But honestly, who's surprised? The good news is we can get paid for it. So make sure you like and save this video so you don't forget about it. I got a notification on this specific case on the SettleMe app, which is where I file all of the class action lawsuits that I'm eligible for. Now, even though this one is not open yet there are so many companies being sued right now that you can file for right now on the app so definitely go ahead and file for those so you don't miss out but let me know if you guys have any questions and make sure to follow because I update class action lawsuits like these every single day.

Penny stock billionaires get ready. Our favorite AI gaming stock is breaking out. We're talking about Seattle mobile. S Y T A is the symbol on NASDAQ. The stock is trading right now. We're on a dollar 35 and look, we've done a couple of videos where I shared with you how this could be potentially a 10 bagger stock. This dollar 35 could be going to $10, $15, possibly even $20 a share. And here's the deal. Massive volume today. If you look at the charts, they're breaking out. Now, in case you don't know, my name is Jack Marks. I literally wrote the book on 10-bagger stocks. It's called 10-Bagger Blueprint. Okay, number one bestseller on Amazon, 10 Bagger Blueprint, and in that book, I share with you my techniques for finding stocks that can make you 10 times, even 100 times your money, and, you know, over the course of my career, I've introduced investors to stocks that went up 10 times, 20 times, 50 times, even we've had a couple of hundred baggers, a couple of hundred baggers including salesforce early on uh rick's cabaret and axon you know the the taser guys taser usually called taser now seattle including Salesforce, early on, Rick's Cabaret, and Axon, you know, the Taser guys. It used to be called Taser. Now, Seattle Mobile, S-Y-T-A, I believe, could be at least a 10-bagger, okay, meaning you can make 10 times your money if you get in right now. Now, again, it's not investment advice. We're not here to give you buy-sell recommendations, but here is the deal. I'm going to explain to you how this stock potentially could be our next 10-bagger in the last couple of years. I've given you guys, I think, 13, 14 stocks that went up between 1,000 and 5,000%. Now, here is the deal. Seattle Mobile is what we call a special situation, a special situation. The deal is this. It is merging with a company called Core Gaming. That's an $80 million a year AI gaming company, mobile gaming, you know, for like your phone and stuff like that, right? But they use AI to, you know, develop these games, find goals. And basically AI is totally transforming their business, but they were doing 80 million a year in business. Business is exploding that they're merging with Seattle, the shareholders of Seattle. If you buy Seattle today, you're going to end up with 10% of the combined entity. Now, it doesn't sound like a lot, but what you have to understand is this. The market is paying 10 times the revenues for AI and tech companies, fast-growing tech companies. You look at a company called Apple Lovin, APP is the symbol. They're trading at 20 times the revenues. Now, if these guys...

The first rule of using Excel is to never let anyone know you're good at it. The reason why is because your boss is going to be asking you questions and making you do Excel sheets all day long. So you go to trufflepig.ai. You're going to ask it to make whatever you need. It's going to start automatically putting in information for you. It's going to look super professional, very presentable, and it saves me so much time.

60% of the American public is about to lose everything they have. People living paycheck to paycheck are about to go broke. The GDP numbers came in yesterday and, of course, the economy receded, which I predicted two months ago and people laughed. Mark my words, the second quarter is going to be far worse. Tariffs on Chinese products at 145% are about to kick in, which means everything you buy from China on Amazon or elsewhere is about to go through the roof. Grocery store shelves are starting to empty at Walmarts across the country and of course grocery prices continue to soar. People who've been financing groceries on credit are starting to default on those payments. We are about to see an economic catastrophe. If you're in this 60% that has little or no money, please stop spending money. Protect your family. Trump does not care about you. Even if you voted for him, he's a billionaire. He won't suffer, but you and your family will. Please protect yourself.

I can't explain, I got a feeling that I just, I can't erase, just a feeling

Do you know how to write and send letters? Did you know that companies will pay you to send letters for them? This is the oldest offline side hustle that I've ever found that literally anyone can do. And the coolest part about it is you can do it as much or as little as you want. So that means there's absolutely no income cap for this. This right here is about $150 going out in my mail this morning. And the cool thing is this is the fourth time I'm sending out a batch of letters this week alone. those are making extra money. I want you to give me a follow. I want you to save this video. And if you want to learn how to write letters from the comfort of your own home without having to talk to literally anyone at all, everything. I'm sending out a batch of letters this week alone. Those are making extra money. I want you to give me a follow. I want you to save this video. And if you want to learn how to write letters from the comfort of your own home without having to talk to literally anyone at all, everything you need to get started is linked in my profile and you can get started today and send out letters today. It's that simple.

Bridge over water, I am jumping home

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MyChart is being sued. So if you've ever used the MyChart app, you might want to hear this because this is insane. MyChart is being sued for selling your data to Google and Facebook and now they owe us 5.5 million dollars. So if you have MyChart, make sure you like and save this video so that you can be reminded. Now this lawsuit closes in only five days and if you don't know where to file, I personally use the SettleMyApp2 file for all of my class action lawsuits. Don't worry, it's very easy to use and navigate. The good news about this lawsuit is that it requires- And if you don't know where to file, I personally use the SettleMate app to file for all of my class action lawsuits. Don't worry, it's very easy to use and navigate. The good news about this lawsuit is that it requires no proof and the payout should be good. So definitely go ahead and download the app so that you can get your money. Let me know if you guys have any questions and as always, follow for more class action news.